1.             Residential flood relief

 

aIDE AUX VICTIMES DES INONDATIONS RÉSIDENTIELLES

 

 

Committee recommendationS AS AMENDED

 

That Council approve:

 

1.         The Residential Compassionate Grant Policy for Sewer Backups as a Result of a Significant Rainfall Event as set forth in document 1;

 

2.         That Staff be directed to prepare an application form for this grant as well as information for the website and for those inquiring about the grant program and publicize the availability of this grant and its immediate deadlines;

 

3.         That this grant program be funded from the Wastewater Reserve Fund.

 

 

RecommandationS MODIFÉES DU Comité

 

Que le Conseil approuve :

 

1.         la politique sur les subventions à titre d'aide exceptionnelle aux résidents pour refoulements d'égout à la suite d'averses excessives, telle qu'elle est énoncée dans le document 1;

 

2.         qu'il sera demandé au personnel d'établir un formulaire de demande de subvention, de préparer de l'information à publier sur le site Web et à communiquer aux personnes s'informant du programme de subventions et d'annoncer l'existence de la subvention et les délais pour présenter une demande;

 

3.         que ce programme de subventions sera financé à partir du fonds de réserve pour les eaux usées.

 

 

 

Documentation

 

1.      Draft Residential Compassionate Grant Policy for Sewer Backups

 

2.      Deputy City Manager's report, Infrastructure Services and Community Sustainability, dated 15 October 2009 (AC S2009-ICS-ESD-0002).

 

3.      Extract of Draft Minutes, 10 November 2009.

 

4.      Extract of Minutes, 27 October 2009.

 


 

PROPOSED

RESIDENTIAL COMPASSIONATE GRANT POLICY FOR SEWER BACKUPS AS A RESULT OF A SIGNIFICANT RAINFALL EVENT

 

Policy

 

The City of Ottawa may provide a $1,000 compassionate grant to residential properties (owners and/or tenants) that have been flooded three or more times within the previous fifteen-year period by a significant sanitary or storm sewer back-up resulting from a significant rainfall.  This compassionate grant will only be provided for once in any calendar year.

 

Notwithstanding other forms of assistance that may be provided to residents, the provision of a grant to a resident is based on compassionate grounds only, and is not to be construed as admission of any liability on the part of the City of Ottawa.

 

Any funds paid under this program will be deducted from any potential future claim payment in order to avoid the duplication of damage payments.  This program would not be implemented where disaster relief is provided by another level of government (i.e. Ontario Disaster Relief Assistance Program).   

 

Payment of a grant to a resident (owner and/or tenant), with proof of more than $1,000 in damages, may be provided to residents when they are not in tax arrears, and when they meet the established eligibility criteria.

 

This policy will initially include properties that have had three or more floodings caused by a sewer back-up within the 15 year period from January 1, 1995 to December 31, 2009 who apply within the time frame listed below under eligibility.  Commencing January 1, 2010 this policy will only apply to those properties recording a new sewer back-up that is the third or more back-up from that date back no more than 15 years.

 

Program

 

The City will establish and administer the Residential Compassionate Grant Program.  The Program will be funded from the Wastewater Reserve Fund.

 

 

Eligibility

 

To be eligible for a grant, the following criteria must be met:

 

1.                  Applications for the first round of grants for properties flooded at least three times during the past fifteen-year period, between January 1, 1995 and September 1, 2009 must be received by the City prior to February 28, 2010.

 

2.                  Applications for a grant for properties flooded as a result of a major rainfall event and subsequent sewer back-up on or after September 1, 2009 must be reported to the City within 4 months of the incident to be considered for a grant.

 

3.                  Applicants shall provide photographs and invoices confirming the three incidents of flooding at the property.

 

4.                  Where documentation confirming 3 above is insufficient, the applicant must provide a sworn affidavit, at their own cost, confirming the three flooding incidents.

 

5.                  Applicants shall also provide documentation confirming ownership or tenancy of their residence during the three incidents of flooding.

 

6.                  The value of the damages sustained by the resident must be more than $1,000, and sustained as a result of the most recent flooding.

 

Limitations

 

1.                  Applications for a compassionate grant must be received by the City and/or its agent no later than 4 months (120 days) from the date of the last flooding.

 

2.                  Applications for a grant under Eligibility criteria 1 above must be received in writing no later than February 28, 2010.

 

3.                  Only one application for each residential property is eligible except where the property is occupied by a tenant in which case the owner may also be eligible.

 

4.                  Payment of such grants be made to the owner only if the property is not in tax arrears.

 

Authority

 

Section 107 of the Municipal Act enables municipalities to provide grants to residents for any purposes that the council “considers to be in the interests of the municipality”.

 

 


Report to / Rapport au :

 

Planning and Environment Committee

Comité de l'urbanisme et de l'environnement

 

and Council/ et au Conseil

 

October 15, 2009 / le 15 octobre 2009

 

Submitted by/Soumis par: Nancy Schepers, Deputy City Manager /

Directrice munipale adjointe, Infrastructure Services and Community Sustainability /

Services d’infrastructure et Viabilité des collectivités

 

Contact Person/Personne ressource : Dixon Weir, General Manager/Directeur général

Environmental Services/Services environnementaux

(613) 580-2424 x22002, Dixon.Weir@ottawa.ca

 

City-wide / à l'échelle de la Ville

Ref N°: ACS2009-ICS-ESD-0002

 

SUBJECT:

Residential flood relief

 

 

OBJET:

aIDE AUX VICTIMES DES INONDATIONS RÉSIDENTIELLES

 

 

REPORT RECOMMENDATION

 

That the Planning and Environment Committee recommend Council receive this report for information.

 

RECOMMANDATION DU RAPPORT

 

Que le Comité de l'urbanisme et de l'environnement recommande au Conseil de prendre connaissance du présent rapport.

 

 

EXECUTIVE SUMMARY

 

Assumptions and Analysis:

 

On September 2, 2009, Council considered a number of additional actions to be taken as a result of the July 24, 2009 major rainfall event.   Council then referred a motion by Councillor Wilkinson regarding Interim Residential Flood Relief Assistance to the Planning and Environment Committee for a full policy discussion no later than the end of October 2009.  This report brings that referral back to Committee and provides the information required for a policy discussion.

 

The Council motion referred to the Planning and Environment Committee provides as follows:

 

WHEREAS certain areas in the City of Ottawa experienced a major rainfall event on July 24th, 2009;

AND WHEREAS flooding occurred in some areas impacted by the rainfall;

AND WHEREAS Section 107 of the Municipal Act enables municipalities to provide grants to residents for any purposes that the council “considers to be in the interests of the municipality”;

AND WHEREAS without admitting liability, the City of Ottawa seeks to provide interim assistance to claims of residents’ properties that have been flooded three times within any fifteen-year period;

 

THEREFORE BE IT RESOLVED THAT:

1.      Residents of properties that have been flooded three times within any fifteen-year period be provided with a compassionate grant in an amount of $1,000;

2.      Payment of such claims be based on compassionate grounds only and not be construed as an admission of liability on the part of the City of Ottawa;

3.      Any funds paid under this program will be deducted from any potential future claim settlement to avoid duplication of damage payments;

4.      This Grant Program be funded from the Wastewater Reserve Fund.

 

Under Section 107 of the Municipal Act municipalities may provide grants to residents for any purposes that the Council “considers to be in the interests of the municipality”.  There are no existing precedents where an Ontario municipality has paid residents a compassionate grant as a result of flood damages except where there has been denial to a request for assistance under the Ontario Disaster Relief Assistance Plan or the municipality first considers applying for relief under that program.  The City of Hamilton provides the only example of a municipality that has developed its own Residential Municipal Disaster Relief Assistance Program for Basement Flooding.

 

Under the proposed motion, if an owner/tenant first verifies their residency status and that they have been flooded three times within any 15-year period through the provision of documentation or a sworn affidavit, they would be eligible for payment of a one-time grant in the amount of $1,000, regardless of the cause and regardless of whether insurance was available to them.

 

The cost of a proposed one-time grant program is unknown because a) data for residences that have flooded three times in 15 years is not available, and b) data collected post-amalgamation was not collected for the purpose of administering a grant program.  Approximately 1,200 residents were flooded on July 24, 2009, but because there is no requirement to report flooding, this number is not reliable for the purpose of estimating the cost of a one-time grant program.  Should Council approve a one-time grant program based only on the numbers of self-identified 1,200 claimants, the cost would be $1.2M. 

 

Legal/Risk Management Implications

There are no legal or risk management impediments to approving the recommendation in this report.

 

 

Financial Implications:

Should Council approve implementation of the compassionate grant program, funding of $1.2 million for the grants and $200,000 to support the administration of the program would be required.  Due to the lack of resources available within the Environmental Services Department, it is anticipated that the service would be contracted out. Total funding requirements of $1.4 million would be available in the Wastewater Reserve Fund to be transferred to a dedicated capital project established for this program.

 

Public Consultation/Input:

The City Clerk and Solicitor Department was consulted as regards the municipal authority for providing grants, risk mitigation and establishing eligibility criteria.

 

The Financial Services Department has confirmed that funds exist within the Wastewater Reserve to support an Interim Residential Flood Relief Assistance Program.

 

RÉSUMÉ

 

Le 2 septembre 2009, le Conseil a examiné un certain nombre de mesures supplémentaires possibles à prendre pour remédier aux dommages causés par les importantes pluies du 24 juillet 2009.  Le Conseil a pris acte d’une motion proposée par le conseiller Wilkinson au Comité de l'urbanisme et de l'environnement concernant un programme d’aide intérimaire aux victimes d’inondation résidentielle, en vue d’une discussion sur la politique globale au plus tard à la fin d’octobre 2009. Le présent rapport rappelle cette recommandation au Comité et fournit l’information nécessaire à un débat plus approfondi. 

 

La motion du Conseil soumise au Comité de l’urbanisme et de l’environnement est la suivante :

 

ATTENDU QUE de violentes précipitations ont été observées dans certains secteurs de la ville d’Ottawa le 24 juillet 2009;

ATTENDU QUE des inondations se sont produites dans certains secteurs touchés par ces             précipitations;

ATTENDU QUE l’article 107 de la Loi sur les municipalités permet aux municipalités d’accorder des subventions aux résidents pour tout motif jugé « dans l’intérêt de la municipalité » par le Conseil;

ATTENDU QUE, sans admettre sa responsabilité, la Ville d’Ottawa cherche à offrir une assistance provisoire aux résidents faisant des réclamations pour leur propriété inondée trois fois au cours d’une période de quinze ans;

 

1.      qu’une subvention pour motifs de compassion de 1 000 dollars soit versée aux  résidents; des propriétés qui ont été inondées trois fois au cours d’une période de 15 ans donnée.

2.      que l’acceptation de ces réclamations soit fondée uniquement sur des motifs de compassion et qu’elle ne puisse être considérée comme une preuve d’admission de responsabilité de la part de la Ville d’Ottawa;

3.      que tout paiement effectué en vertu de ce programme soit déduit de tout versement de règlement ultérieur afin d’éviter le chevauchement des paiements pour dommages.

4.      que ce programme soit financé à même le fonds de réserve pour les eaux usées.

 

En vertu de l’article 107 de la Loi sur les municipalités, les municipalités ont le pouvoir de verser des subventions à des fins que le Conseil juge dans l’intérêt de la municipalité.  Il n’existe pas de précédents où une municipalité de l’Ontario aurait versé à ses résidents une subvention pour motifs de compassion en conséquence de dommages causés par une inondation, sauf lorsqu’il y a eu un refus de demande d’aide en vertu du Programme ontarien de secours aux sinistrés ou lorsque la municipalité pense elle-même à demander de l’aide en vertu de ce programme.  La ville d’Hamilton constitue le seul exemple d’une municipalité qui a mis au point son propre programme d’aide résidentielle aux sinistrés pour les inondations de sous-sols.

 

En vertu de la motion proposée, si un propriétaire/locataire vérifie d’abord son statut de résidence par le biais de documents ou d’une déclaration sous serment et qu’il a été inondé trois fois en moins de quinze ans, il serait admissible au paiement d’une subvention ponctuelle d’un montant de 1 000 $, indépendamment de la cause et du fait qu’il avait une assurance ou pas.

 

Le coût d’un éventuel programme de subvention non-renouvelable n’est pas connu parce que a) les données sur les résidences inondées trois fois en quinze ans ne sont pas disponibles, et b) les données recueillies après la fusion ne l’ont pas été dans le but d’administrer un programme de subvention. Environ 1 200 résidents ont subi une inondation le 24 juillet 2009 mais, puisqu’il n’est pas obligatoire de signaler ces inondations, ce chiffre n’est pas exploitable pour l’estimation du coût d’un programme de subvention non-renouvelable. Si le Conseil devait approuver un programme de subvention non-renouvelable en ne tenant compte que des 1 200 demandeurs qui se sont manifestés, son coût serait de 1,2 million de dollars.

 

Incidences d'ordre juridique et sur la gestion des risques

L'approbation de la recommandation contenue dans le présent rapport n'aura aucune incidences d'ordre juridique et sur la gestion des risques.

 

Incidences financières

Si le Conseil devait approuver la mise en œuvre du programme de subventions à titre d'aide exceptionnelle, un financement de 1,2 million de dollars pour les subventions et de 200 000 $ pour l'administration du programme serait nécessaire. Comme les Services environnementaux ne disposent pas des ressources voulues, il est prévu que le service proposé devra être confié à l'entreprise. Le financement nécessaire, 1,4 million de dollars au total, pourrait être prélevé sur le Fonds de réserve pour les eaux usées et transféré à un projet d'immobilisation spécial à établir pour ce programme.

 

Consultation

Le greffier municipal et chef du contentieux a été consulté pour ce qui est du pouvoir de la Ville d'accorder les subventions, de l'atténuation des risques et de l'établissement des critères d'admissibilité.

 

Les Services financiers ont confirmé que les sommes sont disponibles dans le Fonds de réserve pour les eaux usées pour soutenir le Programme d'aide temporaire aux résidents victimes d'inondations.

 

 


BACKGROUND

 

Options for Financial Assistance

 

Some Ontario Municipal Councils have declared disasters due to flooding either for the purpose of making an application under the Ontario Disaster Relief Assistance Program (ODRAP) or applying their own Residential Municipal Relief Assistance Plan.

 

Preliminary research confirms that many smaller northwestern Ontario municipalities and several municipalities in the Peterborough area have declared disasters within the past 10 years, and were successful in their request under ODRAP for financial assistance.  Only a few larger municipalities have applied, and they were not successful in receiving ODRAP relief for flood events.  The Minister of Municipal Affairs and Housing deemed the municipality to have sufficient resources of their own, and the event was within the municipality’s ability to manage. 

 

Council requests for financial relief under ODRAP require submission of an application with a resolution declaring a disaster within 14 days of the event.  The Minister of Municipal Affairs and Housing has absolute discretion in declaring a disaster and will consider the capacity of the community to respond to the disaster in making a decision about assistance.  The Minister will also receive commentary from the Local Ministry of Municipal Affairs and Housing Office regarding the Municipality’s Financial Information Returns and its ability to pay.  In the past, the Ministry has considered whether the value of damages exceeds two per cent of the municipality’s own purpose taxation.  More details concerning the Ontario Disaster Relief Assistance Program can be reviewed at http://www.mah.gov.on.ca/AssetFactory.aspx?did=6903.  It should also be noted that the ODRAP guidelines specifically exclude damage caused by sewage backup.

 

The City of Sudbury recently declared a disaster and applied for ODRAP relief when 590 homes were affected by flooding.  According to the 2008 Financial Information Returns, the City of Sudbury’s Own Purpose Taxation was $179,758,303 and two per cent of this amount is $3,595,166.  In the case of Sudbury however, Ministry staff has advised that “if the City cannot manage locally to assist those victims you could document that for our consideration” suggesting that other factors may weigh into the final decision of the Minister.  The Sudbury request for assistance was finally denied as of September 28, 2009.

 

The following table summarizes the results of a survey of some Ontario municipalities that have provided financial assistance for flood victims:

 

SURVEY OF MUNICIPALITIES PROVIDING FINANCIAL ASSISTANCE FOR FLOOD VICTIMS

Municipality

Provision of Compassionate Grant

Provision of Other Financial Assistance

Halton

No

Yes (protective plumbing)

Hamilton

$1,000 maximum per flood

Yes (protective plumbing)

Ottawa

No

Yes (protective plumbing)

Peterborough

No

Yes (protective plumbing)

Stratford

No

Yes (protective plumbing)

Chatham-Kent

No

Not available

 

Many municipalities surveyed provide plumbing subsidy programs to their residents.  In addition to a plumbing subsidy for flood mitigation purposes, the City of Hamilton appears to have the only municipal residential relief assistance program in the Province, which is based upon ODRAP.

 

Hamilton Model

 

The City of Hamilton has experienced 10 severe rainfall events over a five-year period.  Hamilton Council approved the creation of an Independent Community Panel for storm events in 2005, and appointed members who brought a range of expertise in flood prevention, climate change, insurance, stormwater management, and landscaping to the Panel.  The outcome of the work undertaken by this Panel was the establishment of a grant program in August 2006, “for residential homeowners or tenants within the defined area who sustained damages as a result of basement flooding from a severe rainstorm event which Council declares to be a ‘Disaster’ in accordance with the criteria”.

 

Hamilton made at least two applications to the Minister of Municipal Affairs and Housing under ODRAP.  However, based on ODRAP funding criteria, the level of damage did not meet a magnitude that was beyond that municipality’s ability to manage, and therefore, did not warrant Provincial assistance.  The establishment of their Residential Municipal Relief Assistance Program in 2006 was in direct response to denial of the municipality’s application for assistance under ODRAP.  Implementation of its own residential disaster relief program for basement flooding permitted the City to assist those victims of basement flooding who had been disadvantaged and did not have insurance coverage.  Given their familiarity with the eligibility criteria under ODRAP, Hamilton has invoked its own program by declaring a rainstorm event a “Disaster” for the purpose of providing relief, knowing that the extent of the disaster and the damages sustained did not appear to be close to the formula requirements at which other levels of government would provide aid.

 

Hamilton City Council has invoked its relief program for rainstorm events on numerous occasions, the cost of associated claims which were funded from their Residential Municipal Disaster Relief Program Reserve.  This reserve was supported equally from the City’s Waterworks, Sanitary Sewer and Storm Reserves.  The City also retained an independent adjuster for the administration of claims under the program.

 

Hamilton City Council invokes its Residential Municipal Relief Assistance Program for Basement Flooding based on geographical boundaries.  In some instances, it has declared disasters for all affected properties within the boundaries of the City.  Eligibility criteria specify that the residential property must be within the boundaries of the declared disaster area and suffered basement flooding directly related to a severe rainstorm event.  In at least one instance, the City also declared a disaster and provided relief as a result of a watermain break.

 

Current funding limits under the Hamilton program were based on a maximum of $1,000 per claim.  This is an amount that was determined to be representative of the average amount raised by the Peterborough community which had applied for ODRAP relief following its 2004 flood disaster.  Funds raised by the Peterborough local community were matched 2:1 by the Province.

 

The Hamilton Residential Municipal Relief Assistance Program is based on ODRAP.  Its eligibility criteria exclude those residents who are currently in litigation with the City, and any funds paid under the program are deducted from any future claim settlement to avoid duplication of damage payments. 

 

The eligibility criteria can be reviewed under Document 1 to this report, and it is summarized as follows:

 

Ø      Residential property must be within the boundaries of the declared disaster area and suffered basement flooding directly related to the severe rainstorm event;

Ø      Losses not covered by insurance;

Ø      Private residential owners and/or tenants; and

Ø      Damages fall into the categories of eligible losses and costs.

 

The Hamilton program also includes an approved list of eligible and ineligible losses and costs.  The list does not include the cost of either isolation or commencement of utility services i.e. gas, hydro, etc.  It would be in order to include these costs in a list of eligibility criteria for Ottawa residents, should Council wish to establish a more comprehensive program.  In addition, a limitation of 120 days time was established within which the municipality would receive applications for a compassionate grant under the Residential Municipal Disaster Relief Assistance Program.  Only one application for each residential property is eligible where the property is occupied by a tenant, in which case the owner may also be eligible.

 

The total numbers of grant applications submitted for either heavy rain or watermain break events totalled 4,163.  The 2,820 homeowner grant payments cost approximately $1.9 million and an additional $231,000 in administration costs for handling and adjusting the grant applications. 

 

As of July 26, 2009 (assuming a maximum grant of $1,000), Hamilton forecasts that between 4,000 and 5,000 requests for applications will be made, between 2,720 and 3,400 applications for grants will be approved for a forecasted grant pay out of approximately $2,040,000 to $2,550,000.

 

 

DISCUSSION

 

There are several matters before Committee in considering the motion referred to it by Council on September 2nd.  This report is intended to assist Committee by providing the results of research undertaken since that date, as well as an analysis of the motion, and some options for its implementation.  Staff is prepared to take whatever direction Committee and Council determine is appropriate.

 

The proposed motion referred to the Planning and Environment Committee provides as follows:

 

WHEREAS certain areas in the City of Ottawa experienced a major rainfall event on July 24th, 2009;

AND WHEREAS flooding occurred in some areas impacted by the rainfall;

AND WHEREAS Section 107 of the Municipal Act enables municipalities to provide grants to residents for any purposes that the council “considers to be in the interests of the municipality”;

AND WHEREAS without admitting liability, the City of Ottawa seeks to provide interim assistance to claims of residents’ properties that have been flooded three times within any fifteen-year period;

 

THEREFORE BE IT RESOLVED THAT:

1.      Residents of properties that have been flooded three times within any fifteen-year period be provided with a compassionate grant in an amount of $1,000;

2.      Payment of such claims be based on compassionate grounds only and not be construed as an admission of liability on the part of the City of Ottawa;

3.      Any funds paid under this program will be deducted from any potential future claim settlement to avoid duplication of damage payments;

4.  This Grant Program be funded from the Wastewater Reserve Fund.

 

Under the proposed motion, if an owner/tenant first verifies their residency status and that they have been flooded three times within any 15-year period through the provision of documentation or a sworn affidavit, they would be eligible for payment of a one-time grant in the amount of $1,000, regardless of the cause and regardless of whether insurance was available to them.

 

Program Options and Cost

 

There is a lack of reliable data upon which to base a cost estimate for a one-time grant program.  There is an existing body of thousands of work orders for floods dating back to 2002, but there is no ability to retrieve pre-amalgamation records.  The existing data was not collected for the purpose of administering a one-time grant program, and therefore additional resources of approximately $200,000 would be required to support the necessary task of refining the data and administering a one-time grant program, together with the cost of the grants at $1,000 per grant.  Approximately 1,200 residents were flooded on July 24, 2009, but because there is no requirement to report flooding, this number is not reliable for the purpose of estimating the cost of a one-time grant program.  Should Council approve a one-time grant program based only on the numbers of self-identified 1,200 claimants, the cost would be $1.2M. 

 

There is also an option to develop a longer term program, inclusive of eligibility criteria and a budget.  This option could be modelled on the Hamilton program that was established in 2006, the details of which are described under the Background section of this report.

 

Scope of the motion

 

It is uncertain that it is Council’s intent to provide a $1,000 compassionate grant to residents who experienced flooding three times within a fifteen-year period

 

a.       regardless of the amount of damages incurred,

b.      the cause of the damages, and

c.       regardless of whether insurance coverage was available to them.

 

If this is the intent behind the proposed motion, there is a potential for at least the 1,200 known victims from the latest July 24, 2009 flood as well as the victims of other flooding events across the City to fall within the scope of this proposal.  It is also unclear whether both private and public residences would be included.

 

Eligibility

 

In terms of eligibility, the Wilkinson motion only speaks to “residents of properties that have been flooded three times within any 15-year period”.  The motion also proposes provision of a $1,000 grant based on compassionate grounds only and not to be construed as an admission of liability on the part of the City of Ottawa to those residents of properties that have been flooded three times within any 15-year period.  According to the motion, “Any funds paid under this program will be deducted from any potential future claim settlement to avoid duplication of damage payments”. 

 

Since there is no onus on residents to report floods in the home and current records cannot substantiate all of the properties that have been flooded three times within a 15-year period, then residents who may apply for a one-time compassionate grant should at least prove through receipts or photographs that:

 

a.       They were either an owner or tenant of a residential property flooded for all three events and that the severe rainfall on July 24, 2009 is one of those three events, 

b.      If unable to verify residency and three incidents of flooding through available documentation, the resident should be required to provide a sworn affidavit to this effect, the cost of which would be borne by the owner or tenant, and

c.       The owner is not in tax arrears.

 

All applications for a compassionate grant should be received by a specified date.

 

Should Council decide to support the motion, staff suggest some minor amendments to the wording in the first substantive clause of the motion so that it reads “To assist the owner or the tenant of a residential property that was affected by the major rainfall event July 24, 2009 and that has sustained flooding of the interior of their principal residence”….   This would clarify that either an“owner and a tenant” of residential properties is eligible to apply and that the intent is to consider “interior” and not “surface” flood damage.

 

Precedents

 

There are no existing precedents where an Ontario municipality has paid residents a compassionate grant following their sustaining flood damages, except where there has been denial to a request for assistance under the Ontario Disaster Relief Assistance Plan, or at least having first considered ODRAP.  Under the Hamilton model, the Residential Municipal Disaster Relief Assistance Program for Basement Flooding would not be implemented where disaster relief is provided under ODRAP.  

 

Only the owner or tenant of residential property with proof of a flooded dwelling (regardless of whether they reside in a freehold or condominium property) would be eligible for a compassionate grant.  Section 106 of the Municipal Act prevents the City from providing grants to manufacturing businesses, industrial or commercial enterprises.  As such, this type of program would not extend to institutional, commercial or industrial properties, or to high-density multi-residential properties.  The definition of residential properties would only extend to low-density properties such as single family, town homes and low density multi-residential.

 

CONSULTATION

 

The City Clerk and Solicitor Department was consulted as regards the municipal authority for providing grants, risk mitigation and establishing eligibility criteria.

 

The Financial Services Department has confirmed that funds exist within the Wastewater Reserve to support an Interim Residential Flood Relief Assistance Program.

 

LEGAL/RISK MANAGEMENT IMPLICATIONS

 

There are no legal or risk management impediments to approving the recommendation in this report.

 

FINANCIAL IMPLICATIONS

 

Should Council approve implementation of the compassionate grant program, funding of $1.2 million for the grants and $200,000 to support the administration of the program would be required.  Due to the lack of resources available within the Environmental Services Department, it is anticipated that the service would be contracted out. Total funding requirements of $1.4 million would be available in the Wastewater Reserve Fund to be transferred to a dedicated capital project established for this program.

 

SUPPORTING DOCUMENTATION

 

Document 1 – Hamilton Eligibility Criteria

 

DISPOSITION

 

Staff will take direction from Committee and Council.


HAMILTON ELIGIBILITY CRITERIA                                                               DOCUMENT 1

 

HAMILTON

ELIGIBILITY CRITERIA

FOR

RESIDENTIAL MUNICIPAL DISASTER RELIEF

ASSISTANCE PROGRAM FOR BASEMENT FLOODING

 

Introduction

 

The eligibility and payment of any funds under the program is based on compassionate grounds only and is not to be construed as an admission of liability on the part of the City of Hamilton.  Any funds paid under this program will be deducted from any potential future claim settlement to avoid duplication of damage payments.  This program would not be implemented where disaster relief is provided by another level of government (i.e. Ontario Disaster Relief Assistance Program or ODRAP).   In addition, residents who are currently in litigation with the City would not be eligible for assistance under this program.

 

Disaster Declaration

 

To declare a Disaster resulting from a severe rainstorm event, Council shall, by resolution, clearly define the time frame and identify the boundaries within the City that are eligible for relief for basement flooding under this program.

 

Eligibility

 

To be eligible, the following criteria must be met:

 

7.                  The Residential property must be located within the boundaries of the declared disaster area and suffered basement flooding directly related to event

8.                  Losses sustained are not covered by insurance

9.                  Private residential owners and/or tenants

10.              Damages fall into the categories of eligible losses and costs

 

Eligible Losses and Costs

 

1.                  Clean-up, restoration, repairs or replacement to pre-disaster condition to the basement of a principal residence

2.                  Utility costs associated with the isolation or commencement of services i.e. hydro and gas

3.                  Essential furnishings, including refrigerator, freezer, furnace, stove, clothes, washer and dryer

4.                  Tools or other items essential to the claimant’s livelihood

5.                  Emergency expenses (i.e. evacuation costs, food and shelter)

6.                  Perishable food

7.                  Insurance deductible

 

 

Ineligible Losses and Costs

 

1.      Losses covered by home insurance

  1. Non-essential furniture (i.e. stereos, home theatre systems, televisions)
  2. Landscaping, fencing, driveways and retaining walls
  3. Recreational vehicles or other recreational items (i.e. boats, fishing and hunting gear, skis, etc.)
  4. Antiques and collections
  5. Loss of revenue or wages (i.e. rents)
  6. Losses recoverable at law
  7. Personal injury
  8. Private roads/bridges and erosion

 

Private Property Owners

 

Eligible losses include:

 

1.                  Costs of clean-up, restoration, repair or replacement to pre-disaster condition of a basements (i.e. floors, ceilings and walls)

2.                  Costs for clean-up of property for safety reasons or to provide access (i.e. debris removal) and

3.                  Costs of clean-up, restoration, repair or replacement of basic furniture damaged as a result of the disaster (i.e. major appliances)

 

Tenants

 

Eligible losses include:

 

  1. Costs of clean-up, restoration, repair or replacement of contents as identified in the Eligible Losses and Costs damages as a result of the disaster (i.e. major appliances and beds, but excluding structural repairs that are the responsibility of the owner).

 

Limitations

 

Applications for a compassionate grant under the Residential Municipal Disaster Relief Assistance Program must be received by the City and/or its agent no later than 4 months (120 days) from the date that the event was declared as disaster by City Council.

 

Only one application for each residential property is eligible excerpt where the property is occupied by a tenant in which case the owner may also be eligible.

 


Residential flood relief

aIDE AUX VICTIMES DES INONDATIONS RÉSIDENTIELLES

ACS2009-ICS-ESD-0002                                    City Wide/à l'échelle de la Ville

 

Councillor Wilkinson introduced the following motion, to be moved on her behalf by Councillor Feltmate. She noted it had been modified from the motion previously introduced at the October 27, 2009 meeting.

 

WHEREAS areas in the City of Ottawa experiences major rainfall events from time to time, the most recent being on 24 July 2009;

 

AND WHEREAS flooding as the result of sewer back-ups occurred in some areas impacted by such rainfall events;

 

AND WHEREAS Section 107 of the Municipal Act enables municipalities to provide grants to residents for any purposes that the council “considers to be in the interests of the municipality;”

 

AND WHEREAS Council considers it to be in the interests of the municipality to provide a compassionate grant to residents’ properties that have been flooded by sewer back-ups a number of times;

 

AND WHEREAS, without admitting liability, the City of Ottawa seeks to provide assistance in respect of residents’ properties that have been flooded three or more times within the past fifteen-year period and for each additional flood thereafter that meets the policy established for assistance to those flooded by a sewer back-up;

 

THEREFORE BE IT RESOLVED THAT:

 

(1)        The Planning and Environment Committee recommend to Council approval of the Residential Compassionate Grant Policy for Sewer Backups as a Result of a Significant Rainfall Event as set forth in document 1.

(2)        Staff be directed to prepare an application form for this grant as well as information for the website and for those inquiring about the grant program and publicize the availability of this grant and its immediate deadlines.

(3)        This Grant Program be funded from the Wastewater Reserve Fund.

 

Committee was also provided with a draft of the Residential Compassionate Grant Policy for Sewer Backups as a Result of a Significant Rainfall Event, as referenced in the motion.

 

Councillor Wilkinson noted she and Councillor Feltmate had met with staff to review the issue. She suggested the projections in the report of how many residents would have been flooded three or more times were too high. She proposed that the total number of eligible residents would be closer to 200 or 300, not the 1200 used as the basis for the cost estimate in the report.  She highlighted the following aspects of the motion and proposed policy:

·        The motion had was made more generic, in that it does not apply to one particular area.

·        There is grandfathering for those who have been flooded three or more times in the past 15 years.

·        The policy applies only to sewer backups, not flooding through other means. 

·        Those making a claim against the City would have the amount of the grant deducted from any settlement, so there would be no double dipping.

·        The administration of the proposed grant program would be coordinated by City staff. 

She suggested this program was in keeping with the City of Ottawa’s history of helping people who are disadvantaged, noting that many people in flooded areas are not well off, and by the time they are flooded the third time, they have little or no insurance.  She urged Committee to support the motion as a sign of good faith towards those who have had such unfortunate things happen to them.

 

Chair Hume inquired as to why three was chosen as the number of floods required in order to obtain compensation. Councillor Wilkinson noted that if one flood were required the numbers would be quite high, and residents who had been flooded in the past and not compensated would be upset. She also noted that residents usually have insurance for the first flood. She explained that the requirement for three floods was arrived at after discussion with City staff as a way of indicating that the policy applies to continuous types of problems.  

 

In response to further questions from the Chair as to why the policy did not target those without insurance, Councillor Wilkinson noted that some residents have minimal insurance that is not enough to cover all the costs, and even those who have insurance remaining after three floods often have to pay a very high deductible. She suggested a more general policy would also be simpler administratively.

 

Councillor Holmes suggested the proposed December 31 deadline to apply for the grant   might not provide sufficient time for residents to gather the required documentation. Councillor Wilkinson accepted a friendly amendment to alter the policy to extend the deadline to February 28, 2010.

 

In response to questions from Councillor Doucet, Dixon Weir, General Manager of Environmental Services, suggested it was difficult to determine how many residents would apply for the grant. He noted that the basis upon which staff collected the data and the basis upon which the public has reported the incidents was not in relation to a  $1000 grant program. He anticipated that the numbers of reported floodings would rise. By way of example, he noted that staff’s data on the Kanata area for the preceding seven years shows nobody had been flooded three times; however, anecdotal evidence from public meetings indicates otherwise. The magnitude of that difference has yet to be determined.

 

Moved by P. Feltmate:

 

WHEREAS areas in the City of Ottawa experiences major rainfall events from time to time, the most recent being on 24 July 2009;

 

AND WHEREAS flooding as the result of sewer back-ups occurred in some areas impacted by such rainfall events;

 

AND WHEREAS Section 107 of the Municipal Act enables municipalities to provide grants to residents for any purposes that the council “considers to be in the interests of the municipality;”

 

AND WHEREAS Council considers it to be in the interests of the municipality to provide a compassionate grant to residents’ properties that have been flooded by sewer back-ups a number of times;

 

AND WHEREAS, without admitting liability, the City of Ottawa seeks to provide assistance in respect of residents’ properties that have been flooded three or more times within the past fifteen-year period and for each additional flood thereafter that meets the policy established for assistance to those flooded by a sewer back-up;

 

THEREFORE BE IT RESOLVED THAT:

 

(1)        The Planning and Environment Committee recommend to Council approval of the Residential Compassionate Grant Policy for Sewer Backups as a Result of a Significant Rainfall Event as set forth in document 1.

(2)        Staff be directed to prepare an application form for this grant as well as information for the website and for those inquiring about the grant program and publicize the availability of this grant and its immediate deadlines.

(3)        This Grant Program be funded from the Wastewater Reserve Fund.

 

 

                                                                                                CARRIED

P. Hume and G. Hunter dissented

 

That the Planning and Environment Committee recommend Council receive this report for information.

 

                                                                                                            received

 


Residential flood relief

aIDE AUX VICTIMES DES INONDATIONS RÉSIDENTIELLES

ACS2009-ICS-ESD-0002                                    City Wide/à l'échelle de la Ville

 

Councillor Feltmate introduced the following motion on behalf of Councillor Wilkinson:

 

WHERAS certain areas in the City of Ottawa experienced a major rainfall event on 24 July 2009;

 

AND WHEREAS flooding as flooding as a result of sewer back-ups occurred in some areas impacted by the rainfall;

 

AND WHEREAS Section 107 of the Municipal Act enables municipalities to provide grants to residents for any purposes that Council “considers to be in the interests of the municipality;”

 

AND WHEREAS Council considers it to be the interest of the City of Ottawa to provide a compassionate grant;

 

AND WHEREAS, without admitting liability, the City of Ottawa seeks to provide assistance in respect of residents’ properties that have been flooded three times within a fifteen year period preceding July 24;

 

THEREFORE BE IT RESOLVED THAT

1.      That residents of properties that have been flooded by building flooding from a sewer back-up as a result of a major rainfall event at least three times within a fifteen-year period preceding July 24, 2009 and including the event of July 24, 2009 be provided with a compassionate grant in the amount of $1000.

2.      Provision of this grant will commence with those impacted by flooding on July 24 and shall be ongoing from that time.

3.      Any such flooding which occurs on or after July 24, 2009 must be reported to the City within four months of the incident to be considered for this grant.

4.      Applicants shall provide photographs and invoices confirming the three incidents of flooding at the property and that the cost of repairs is more than $1000 from the most recent flooding and where documentation is insufficient, that the applicants provide a sworn affidavit at their cost confirming the three incidents of flooding.

5.      Payment of such grants be made provided that the property is not in tax arrears.

6.      Payment of such grants be based on compassionate grounds only and not be construed as an admission of liability on the part of the City of Ottawa;

7.      Any funds paid under this program will be deducted from any potential future claim payment to avoid duplication of damage payments;

8.      applications for this grant must be received in writing no later than four months (120 days) from the date of flooding. For the first grant payment based on the July 24, 2009 flooding this time will be extended to 35 days after approval by Council.

9.      This grant program be funded from the Wastewater Reserve Fund and be administered by the Councillors’ offices responsible for reviewing applications for the Kanata Flood Relief Trust.

 

In response to questions from Chair Hume, Councillor Feltmate clarified that the Kanata Flood Relief Trust was evaluated by a group, made up of members of Councillor Wilkinson’s staff, a member from the Red Cross and a member from the Western Ottawa Community resource centre, with assistance from legal.  It was not exactly the Councillors’ offices. 

 

In response to questions from Councillor Monette as to whether this motion would take into consideration the Orleans and Alta-Vista residents impacted by past flooding events, Dixon Weir, General Manager of Environmental Services noted that the motion, as written, would not be retroactive to those groups.  Rather, it would apply to those residents impacted on 24 July 2009 and residents throughout the city going forward.  He suggested some of the wording might need to be adjusted in order to ensure clarity.

 

In response to questions from Councillor Hunter, Mr. Weir defined flooding ‘hotspots’ as frequently flooded areas that consequently receive greater attention to sewer mains and lines. Mr. Weir also clarified that these areas would be eligible for funding under the motion only if they were flooded on 24 July 2009 by the heavy rainfall activity, or thereafter.

 

Councillor Hunter stated he could not support the motion, suggesting it puts the City in the awkward legal position of offering support exclusively for flooding events that it cannot control.

 

Councillor Monette said he would reserve his commentary for the Council meeting, but that he would also not be supporting the motion.

 

Councillor Holmes suggested the genesis of the flooding issues was climate change, and that as such, the City needs to decide if it will continue dealing with issues on an ad-hoc basis or face the larger sustainability context now, similar to other municipalities. The Councillor also identified multiple issues with allowing Councillor offices to determine flood coverage eligibility. In keeping with those comments, Chair Hume asked if there might not be better ways to spend the money and mitigate flooding across the City.

 

In response to Councillor Qadri’s offer to defer the motion to the next PEC meeting, Councillor Feltmate urged the Committee to deal with the motion as soon as possible, out of respect for all the constituents waiting for the City to move forward. Chair Hume suggested that it would be helpful to know which applicants for the relief had been flooded previously.

 

 

 

Councillor Hunter referenced the presentation from Mr. Cooper on a previous item, which identified the cause for Glen Cairn flooding as heavy rainfall as opposed to a residual effect of climate change; further, he continued, the heavy rain fall atrophied existing problems dating back to 1975 when the areas was initially made a Ministry Housing endeavour. Councillor Feltmate cited that the major difference for the flooding in Glen Cairn, as opposed to elsewhere in the City, was that many dollars has already been spent to address the flooding issues there, and so residents expect it to be fixed.

 

Moved by S. Qadri

 

That this item be deferred to the next meeting of Planning and Environment Committee.

 

CARRIED

 

That the Planning and Environment Committee recommend Council receive this report for information.

 

                                                                                                            DEFERRED